Traditional Medical Coverage
(Deductible must be met before benefits begin.) |
You
Pay |
|
Benefit
Description |
|
|
Doctor's Office
Visits |
$15 copayment per office
visits, including associated testing |
40% of the Plan's allowance
and any difference between our allowance and the billed amount |
Lab, X-ray and Diagnostic
Tests |
$15 copayment per office
visits, including associated testing |
40% of the Plan's allowance
and any difference between our allowance and the billed amount |
Lab Savings Program |
Nothing for
covered lab tests with the Lab Savings Program with Quest®
Diagnostics |
Chiropractic Care |
$15 copayment per office
visit, and all charges after
the Plan has paid the $2,500 combined alternative,
chiropractic and rehabilitative therapies maximum |
40% of the Plan's allowance
and any difference between our allowance and the billed amount,
and all charges after
the Plan has paid the $2,500 combined alternative,
chiropractic and rehabilitative therapies maximum |
Hospitalization
|
Nothing for covered room
& board and $75 per day up to $750 for hospital ancillary
services
|
40% of the Plan's allowance
and any difference between our allowance and the billed amount |
Outpatient Surgical
Facility
|
$150 copayment per occurrence
|
40% of the Plan's allowance
and any difference between our allowance and the billed amount |
Surgery and Anesthesia |
Nothing in hospital; $15
copayment in doctor's office |
40% of the Plan's allowance
and any difference between our allowance and the billed amount |
Emergency Treatment |
$50 copayment per occurrence
|
40% of the Plan's allowance
and any difference between our allowance and the billed amount |
Overseas Medical
Expenses |
PPO-level benefits
for covered care received outside of the United States |
Catastrophic protection
(Some costs do not count toward this protection) |
Nothing after your out-of-pocket
expenses for covered services from PPO providers totals $5,000
per calendar year for Self Only enrollment ($10,000 for Self
and Family enrollment) |
Nothing after your out-of-pocket
expenses for covered services from PPO providers and non-PPO
providers combined totals $7,500 per calendar year for Self
Only enrollment ($15,000 for Self and Family enrollment) |